Can you afford that life decision?
Before you quit, buy a house, or have a baby — see exactly how it changes your financial safety. No spreadsheets. No guessing. Just clarity.
12 months
Bottom Burger
Survival mode: rent, food, minimum debt payments
8 months
Decent Burger
Current lifestyle: all expenses included
67%
Freedom Burger
Financial independence: work becomes optional
Safety Score
Very secure
A sample result. Your numbers are calculated from the figures you enter — and they stay on your phone.
The problem is not the math. It is the fog.
Can I afford to quit my job?
Is now the right time to buy a house?
What if I lose my income for 6 months?
Can we afford to have a baby?
Spreadsheets are overwhelming. Advisors are expensive. You need a clear picture of your runway — tonight.
See what happens before you live it.
Bunwise turns your numbers into three burgers and a safety score — in plain language, on your device.
See how it worksEverything you need to make a money decision
Stop wondering if you can afford it. Start knowing.
The Three-Burger System
Your financial safety, visualized
Forget complex charts. We measure your financial health in three simple layers:
🟢 Bottom Burger: How long can you survive on essentials only?
🟡 Decent Burger: How long can you keep your current lifestyle?
🟠 Freedom Burger: How close are you to never worrying about money again?
💬 Example: “Your bottom burger can last 12 months. Your decent burger can last 8 months. You’re 67% toward financial freedom.”
Your Safety Score
One number that tells you where you stand
A 0–100 score that shows how financially secure you are. We check:
Simulate before you decide
See the future before you live it
Test any major life decision in about three minutes:
Quitting your job for 6 months
See your runway length
Buying a $500,000 home with 20% down
Impact on emergency fund
Having a baby (birth costs + childcare)
Full family budget impact
Starting a business with $50k runway
Burn-rate analysis
Result: “This will drop your safety score from 85 to 72. Your decent burger will last 6 months instead of 8. Still doable, but tight.”
Stress tests
Prepare for bad weather
See how you’d handle worst-case scenarios:
- • Losing your job for 6 months
- • Income drops by 20%
- • Rent increases by 15%
- • Investment portfolio drops 25%
- • Unexpected $10,000 emergency
30-year timeline
See your financial future
Watch your money grow (or shrink) over time. See when you might hit milestones — or run into trouble.
Private by design
Your data never leaves your phone
No cloud sync. No account. No ads in this version. Your financial information stays on your device.
How it works
Clarity in three short steps
Enter your numbers
Income, expenses, savings, and debts. About three minutes — no spreadsheet required.
We only ask for what matters: monthly income, essential expenses, comfortable expenses, emergency savings, and any debts.
See your financial safety
Instantly see your three burgers and safety score. Know exactly where you stand.
Example: “Your bottom burger: 12 months. Your safety score: 85/100. You’re in good shape, with room to improve.”
Test any decision
Quit, buy, have a baby? Run the simulation and see what happens to your finances.
See how many months of runway you’ll have, what your new safety score will be, and whether it still feels safe.
What people say
"I was terrified to quit my job. Bunwise showed me I had 8 months of runway. That gave me the confidence to finally start my business."
Sarah Chen
Entrepreneur, San Francisco
"We thought we couldn’t afford a house. Bunwise helped us see that with our savings, we could actually do it — and still have a healthy safety net."
Mike & Jessica
First-time homebuyers, Seattle
"The stress tests opened my eyes. I realized I needed to build my emergency fund before expanding my family. Now I feel prepared."
David Liu
Software engineer, New York
Common questions
Is it really free?
Yes. Core features are free. Plus unlocks a 30-year timeline, unlimited scenarios, and extra widgets — but the free version is enough for most people.
How accurate are the calculations?
Bunwise uses established planning ideas (including a 4% safe-withdrawal assumption) and scenario math. It is a planning tool, not a crystal ball — real life has surprises.
Do you share my financial data?
No. Your numbers stay on your device. There is no account and no cloud sync of your finances. See our Privacy Policy for the full picture.
Can I trust this over a financial advisor?
Bunwise is a planning tool, not a replacement for professional advice. Use it to understand your situation before you talk to an advisor.
What makes Bunwise different?
Most finance apps track spending. Bunwise answers the questions that keep you up: Can I quit? Can I buy? Can I afford this life change?
Stop guessing. Start knowing.
Make the next big money decision with a clear picture of your runway.
Android & iOS · store links coming soon